Short-Term Insurance
Helpful Tips and Hints

Intelligent Home
Insurance

Tips for ensuring that your home insurance works for you

  • When calculating the amount you need to insure your home contents for, use the current replacement value rather than the original cost of goods - which may result in a shortfall.
  • Review your insurance policy in detail every 6-12 months to offset the risk of under or over insuring your goods.
  • Make sure you have adequate coverage. Determine your needs and enquire on value added services that will give you more cover and peace of mind.
  • Filing a claim is easier when you can prove what you owned in the event of loss. Make sure you have receipts, or even a video of items you owned in your home, stored in a safe place.
  • Whenever you install new appliances, or purchase any new items, be sure to add these items onto your policy.
  • Update your policy after a life-changing event – for example if you recently got married or divorced and notify PPS STI immediately of any changes in circumstance, to make sure your cover does not get compromised.
  • Protect your collectables. Do you have a special collection of perhaps stamps, art or personal documents? If so, ensure that you have All Risk insurance to cover accidental losses or damages.
  • Accidental Damage cover on your home policy protects you from the unforeseen accidents around the house, like dropping your TV when moving it from room to room.
  • When the contents of your refrigerators and freezers accidentally spoil in your private home, caused by a change in temperature due to load shedding or a power interruption, we’ve got you covered with your Home insurance policy.

Make the intelligent choice.

Protect your assets and safeguard your future with PPS Short-Term Insurance today.

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